What Comes next for the FI-RE Niche? Index Funds and Side-Hustles Many gurus won’t fight the demand for others to invest only in VOO and VTSAX. However, many gurus encourage their followers to start side-businesses using Shopify (SHOP). When layoffs hit main street, many unemployed people may try to replace their lost incomes with online businesses. This could bode well for Shopify. Its definitely not a guarantee. Many LTBH investors with cash on the sidelines and holding T Bills and T Bonds will try to buy the stocks they feel are best at the bottom of the recession. This bodes well for investing advisory services. LTBH investors could shift from VOO & VTSAX to VYM, SDIV and other slightly higher yielding ETFs. Adobe, Zoom, Fiverr, and other tech stocks can bene fit from people starting side-businesses. Artificial intelligence People are already using AI to publish eBooks, videos, computer programs and school assignments. Experimenting with AI has be...